About SEPA Instant transfer

SEPA Instant enables near real-time EUR transfers between supported European banks, 24/7—even on weekends and holidays.

How it works
  • Real-time: Funds arrive in less than 10 seconds.

  • Always available: Operates 24/7/365.

  • Limit dependent: Usually capped at €100,000 per transfer.

Example:

A freelancer in Italy receives instant EUR payment from a client in Germany at midnight using SEPA Instant, with immediate confirmation.

Open an account today.

Unlock multi-currency local account for your business.

Kiime is a trade name of Zephyr Business Limited (New Zealand) registered financial service provider (#1009407) and Jogo Inc (US) registered Money Services Business (#31000301673296). Kiime is authorised for keeping, investing, administering, or managing money, securities, or investment portfolios on behalf of other persons. Custody, exchange, and lending services offered through Kiime are provided in collaboration with regulated banking, trust, exchange, and lending partners. Participation in cryptocurrencies and digital assets involves a high degree of risk, including the potential for complete loss. There is no guarantee that any digital asset, token, or coin will remain viable, liquid, or solvent. Communications from Kiime do not constitute financial advice and should not be interpreted as implying that digital asset-related services are low-risk or risk-free. Kiime takes reasonable efforts to ensure that the information presented on Kiime’s platforms is accurate and current, but makes no warranties as to its completeness or correctness. Digital assets held via Kiime are not insured by any government or any other insurance scheme.

For full legal disclosures and terms, please click here.

All rights reserved © 2025 Kiime

Open an account today.

Unlock multi-currency local account for your business.

Kiime is a trade name of Zephyr Business Limited (New Zealand) registered financial service provider (#1009407) and Jogo Inc (US) registered Money Services Business (#31000301673296). Kiime is authorised for keeping, investing, administering, or managing money, securities, or investment portfolios on behalf of other persons. Custody, exchange, and lending services offered through Kiime are provided in collaboration with regulated banking, trust, exchange, and lending partners. Participation in cryptocurrencies and digital assets involves a high degree of risk, including the potential for complete loss. There is no guarantee that any digital asset, token, or coin will remain viable, liquid, or solvent. Communications from Kiime do not constitute financial advice and should not be interpreted as implying that digital asset-related services are low-risk or risk-free. Kiime takes reasonable efforts to ensure that the information presented on Kiime’s platforms is accurate and current, but makes no warranties as to its completeness or correctness. Digital assets held via Kiime are not insured by any government or any other insurance scheme.

For full legal disclosures and terms, please click here.

All rights reserved © 2025 Kiime

Open an account today.

Unlock multi-currency local account for your business.

Kiime is a trade name of Zephyr Business Limited (New Zealand) registered financial service provider (#1009407) and Jogo Inc (US) registered Money Services Business (#31000301673296). Kiime is authorised for keeping, investing, administering, or managing money, securities, or investment portfolios on behalf of other persons. Custody, exchange, and lending services offered through Kiime are provided in collaboration with regulated banking, trust, exchange, and lending partners. Participation in cryptocurrencies and digital assets involves a high degree of risk, including the potential for complete loss. There is no guarantee that any digital asset, token, or coin will remain viable, liquid, or solvent. Communications from Kiime do not constitute financial advice and should not be interpreted as implying that digital asset-related services are low-risk or risk-free. Kiime takes reasonable efforts to ensure that the information presented on Kiime’s platforms is accurate and current, but makes no warranties as to its completeness or correctness. Digital assets held via Kiime are not insured by any government or any other insurance scheme.

For full legal disclosures and terms, please click here.

All rights reserved © 2025 Kiime