About SEPA Instant transfer

SEPA Instant enables near real-time EUR transfers between supported European banks, 24/7—even on weekends and holidays.

How it works
  • Real-time: Funds arrive in less than 10 seconds.

  • Always available: Operates 24/7/365.

  • Limit dependent: Usually capped at €100,000 per transfer.

Example:

A freelancer in Italy receives instant EUR payment from a client in Germany at midnight using SEPA Instant, with immediate confirmation.